Your home is more than just a place to stay; it's a safeguard for what matters most to you.
Enjoy worry-free living under the protection of our renters insurance, designed to make your life in your rented space seamless.
Theft Protection covers your stuff if it's damaged or stolen at home or while out and about.
Even if your belongings are in storage or at your BFF’s apartment in Europe, we’ll reimburse you for things stolen.
We'll take care of damages to your home or neighboring property because of fire, water2, smoke or explosion. And if a guest gets hurt, we'll cover medical payments to others and legal expenses.
If your place is damaged & becomes uninhabitable by a covered disaster, don't worry! We'll cover your costs in excess of normal living expenses up to policy limits so you can keep living your life without skipping a beat such as:
For approved claims, we'll reimburse you for what it actually costs to repair or replace things up to policy limits. (It's really that simple.) Helping to bring your favorite belongings back to life such as:
If anyone on your lease causes damage to your home or a neighbor's because of smoke, fire, water or explosion we'll take care of the expenses. (You take care of the scolding.)
We'll replace damaged belongings and take care of bodily injuries or property damaged by dry rot, fungi or mold. So you don't have to worry about any strange spots or smells in your bathroom.
*Coverage not available in all states
From spouse and dependents to your roommates1 - safeguard everyone under one affordable renters insurance policy.
Reliable expertise for over a century — making Assurant a trusted name in the industry.
Proven excellence in customer satisfaction, setting the gold standard in insurance.
Recognized on the global stage by TIME Magazine as a standout company in 2023.
Innovation that speaks volumes — recognized among Fortune's Most Innovative Companies 2023.
Everything we needed and more! Acquiring renter's insurance with Waffle was easier than expected and you can't beat the price. Thank you for making your website super user-friendly! I will definitely recommend Waffle to my friends and family!
Jaclyn
Getting renters insurance took literally 5 minutes and there was a policy in my inbox. Where your typical insurance adjuster takes up a half your day trying to sell you on every type of insurance under the sun, Waffle let’s you pick exactly what you need and delivers as promised.
Katelyn
Should've signed up sooner!
Found this company because my policy had ran out and my landlord required that I have it. Waffle was easy to find, it was affordable and I had everything I need in literally a couple of minutes! Very impressive!
Lindsey
Best and Easiest Experience Yet Obtaining Renter's Insurance! Fast and easy process to obtain great renter's insurance. I have previously added renter's insurance through my auto insurance provider which has been much more expensive and a hassle compared to using Waffle renter's insurance. This has been the best and easiest experience yet.
Justin
I was impressed with the ease of signing up, the low cost and the fact that Waffle offered coverage for my personal property while the insurance offered by the apartment complex did not and it was the same price.
Todd
From No Insurance to Fully Covered. My complex doesn't require renters to have insurance but it's always better to have it and not need it than to need it and not have it. Waffle is affordable and you get a lot of coverage for pennies on the dollar.
Dominique
After purchasing insurance through Waffle Insurance, you can log into your account on Waffle. Then click on the “account” button. After this, click on the "manage plans" button. Under the plan for the insurance type you have purchased, there will be a button titled "policy document" which will allow you to view the pdf version of your policy document.
Please note that if you have purchased Renters Insurance, your policy document will be arriving from Assurant within a few days via email.
In the United States, there is generally no federal law mandating renters insurance. However, some landlords or property management companies may require tenants to have renters insurance as a condition of the lease agreement. It's essential for renters to carefully review their lease agreement to determine whether there is a specific requirement for renters insurance.
To file a claim, log into the Assurant portal, click on the claims button, and follow the steps.
An Assurant representative will review your claim and get in touch with you.
Certainly! Whether you're living with a spouse, dependents, or roommates1, you can protect everyone with the convenience of a single and affordable renters insurance policy.
Yes, it is still advisable to have renters insurance even if your landlord has insurance. While your landlord's insurance typically covers the physical structure of the building, it does not extend to your personal belongings or provide you with liability coverage. Renters insurance is designed to protect your personal property, such as furniture, electronics, and clothing, in case of events like theft, fire, or certain natural disasters.
Additionally, renters insurance provides liability coverage, which can be crucial in situations where you may be held responsible for damage to the property or injury to others while on the rented premises. Having your own renters insurance policy ensures that you have comprehensive coverage tailored to your personal needs, offering peace of mind and financial protection in various scenarios.
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Waffle, with offices located at 43 West 23rd Street, New York, New York 10010, USA is a licensed insurance producer and not an insurer. Waffle operates through Waffle Labs Inc (National Producer Number: 19499260). Waffle does business in California as Waffle Labs Insurance Agency. Coverage is subject to all the terms, exclusions and conditions of the insurance policy. Please see the sample policies for further information. Waffle Labs Inc: CA License #6003240. Contact our support team by emailing us at support@waffleinsurance.com.
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1 - Roommate liability does not apply in the state of North Carolina
2 - Water damage liability does not apply in the state of North Carolina
*You are provided the following information pursuant to various state insurance laws, including, but not limited to, those of California, Massachusetts and Missouri. Each insurer has sole financial responsibility for its own products.American Bankers Insurance Company of Florida located at 11222 Quail Roost Drive, Miami, FL 33157 and contacted at (305) 253-2244. With the National Association of Insurance Commissioners’ ID #10111. Jurisdiction in US where authorized to do business includes all states & the District of Columbia. State of Domicile is Florida.American Security Insurance Company located at 260 Interstate N Circle - SE, Atlanta, GA 30339 and contacted at (770) 763-1000. With the National Association of Insurance Commissioners’ ID #42978. Jurisdiction in US where authorized to do business includes all states except New Hampshire. State of Domicile is Delaware. In UT coverage for this program is provided under form number AJ8850PC-0307. These companies operate under the trade name Assurant.